If credit card payment is available to customers, sales increase several fold. Customers tend to shop at businesses displaying credit card signs, rather than going into a shop and asking if a particular card is accepted. In fact, if a retail store has a credit card merchant account and accepts credit card payment, business can increase up to 40%!
--Merchant Account Providers:
Merchant account providers bring the instantaneous world of electronic systems to payment processing. The old-fashioned, paper-based approach to accepting credit cards and checks kept a merchant bogged down in paperwork. Today's merchant account service includes a raft of features that please modern business owners, many of whom are owner/managers who cannot afford to hire employees to help customers while the owner takes care of processing payments.
Just click here and fill out the one page application form. A new account is usually opened on the same day that a completed application is submitted.
2. What if my application is declined?
Very, very few applicants are declined. But even if you are turned down, we have eight other sources to get you set up.
3. I have a bad credit rating, is this a problem?
No. There are no hassles and no strict credit requirements.
4. Do I need to open a new bank account for my merchant account?
No. All of the funds you collect from credit card transactions are deposited directly into the bank account of your choice. You can even have the funds deposited directly into your personal checking account if you wish.
5. Do I receive any training on the equipment?
It does not take much training to learn, and you will be fully trained on all equipment at NO charge.
6. Is there a technical support phone number that I can call if I need help?
You will be provided with an (800) number to handle any problems or questions.
7. What is the Discount Rate?
Every bank charges a discount rate to merchants. The discount rate is the percentage of each transaction that the processing company charges to handle the transaction for you. Our discount rates are exceptionally low for Internet and mail order merchants. High risk businesses may have to pay slightly more.
8. Other companies take up to 45 days for charges to appear as cash in my account. When can I expect the money from my sales to appear as cash in my bank account?
The money will appear in your bank account within two business days.
9. What is Real-Time transaction credit card processing?
Real-Time transactions allow your customers to submit their credit card information over the World Wide Web, and the charge is automatically approved within seconds. No person needs to be present for the transaction, so you can be making credit card charges literally while you sleep. The funds will appear in your bank account within 48-72 hours of the transaction.
With an established referral program featuring more than 13,000 affiliates we demonstrate a firm commitment to our corporate mission. Our team of sales and service professionals offer the lowest fees and the most advanced tracking and reporting technology available.
We invite you to review our Web site to see how we can expand your business capabilities. You can apply for a merchant account directly online or simply contact us by mail, phone and fax for assistance in answering your credit card processing questions.
Tel.: 1-509-924-6730 / 1-800-459-0625 Reseller Questions: 1-509-924-6730/Ext 200
Fax: 1-509-924-6621
E-mail: Click here - to email us
Merchant account made easy, 3107 East Mission Avenue, Spokane WA 99202
1-800-757-5453
Check Processing for Merchants:
Check processing has always been a hassle for business owners and customers alike for several important reasons. Patrons presumably make sure they have sufficient funds in their account to cover the amount of the check. While this may seem obvious, some patrons don't always have enough in the bank to cover the purchase price of an item they consider it necessary to buy.